Salary After Tax Calculator – Spain
Calculate your net take-home pay in Spain after income tax and Seguridad Social (Social Security) deductions. Enter your gross annual salary in EUR to see a full breakdown.
Understanding Your Take-Home Pay in Spain
Working in Spain means your gross salary is subject to the country's income tax system and Seguridad Social (Social Security) contributions before it reaches your bank account. Spain uses a progressive income tax structure where higher portions of your earnings are taxed at increased rates. Understanding these deductions is the first step toward effective financial planning and accurate budgeting.
Spain provides a personal allowance of €5,550, meaning income below this threshold is not subject to income tax. Beyond the personal allowance, your earnings are taxed according to the country's official tax brackets. In addition, Seguridad Social (Social Security) contributions are deducted from your gross salary based on official thresholds and rates to fund public services such as pensions and healthcare.
When evaluating a job offer or planning household finances in Spain, always base your budget on your net salary rather than your gross figure. The difference between gross and net can be substantial, especially at higher income levels where marginal tax rates increase. This calculator gives you an instant and transparent view of your salary after tax in EUR, including income tax, Seguridad Social (Social Security), and your effective tax rate.